CREDIT MANAGEMENT MODEL WITH A GIVEN LOSS RATE
https://doi.org/10.21686/2500-3925-2013-5-181-184
Abstract
This article describes the credit limit model with a given loss rate. Applying this model, it is possible to increase the profitability of the bank’s product in the case of fast loans issued in the form of credit cards. Author offers a method for simulating of credit limit utilization functions. It is formulated and solved the problem of finding the optimal credit limit for the borrower.
About the Author
Elena G. Snegova
Moscow State University of Economics, Statistics and Informatics (MESI)
Russian Federation
Russian Federation
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Review
For citations:
Snegova E.G. CREDIT MANAGEMENT MODEL WITH A GIVEN LOSS RATE. Statistics and Economics. 2013;(5):181-184. (In Russ.) https://doi.org/10.21686/2500-3925-2013-5-181-184
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