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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">umovest</journal-id><journal-title-group><journal-title xml:lang="ru">Статистика и Экономика</journal-title><trans-title-group xml:lang="en"><trans-title>Statistics and Economics</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2500-3925</issn><publisher><publisher-name>Plekhanov Russian University of Economics</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.21686/2500-3925-2014-6-28-32</article-id><article-id custom-type="elpub" pub-id-type="custom">umovest-590</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ЭКОНОМИКА</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ECONOMICS</subject></subj-group></article-categories><title-group><article-title>ТЕОРЕТИКО-МЕТОДОЛОГИЧЕСКИЕ ОСНОВЫ ОРГАНИЗАЦИИ БАНКОВСКОГО КРЕДИТОВАНИЯ</article-title><trans-title-group xml:lang="en"><trans-title>THEORETICAL AND METHODOLOGICAL BASES OF BANK LENDING</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Абалакин</surname><given-names>Александр Алексеевич</given-names></name><name name-style="western" xml:lang="en"><surname>Abalakin</surname><given-names>Alexander A.</given-names></name></name-alternatives><email xlink:type="simple">alexander.abalakin@yandex.ru</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Исаева</surname><given-names>Екатерина Анатольевна</given-names></name><name name-style="western" xml:lang="en"><surname>Isaeva</surname><given-names>Ekaterina A.</given-names></name></name-alternatives><email xlink:type="simple">eaisaeva@mesi.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>МЭСИ</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Moscow State University of Economics, Statistics and Informatics (MESI)</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2014</year></pub-date><pub-date pub-type="epub"><day>09</day><month>08</month><year>2016</year></pub-date><volume>0</volume><issue>6</issue><fpage>28</fpage><lpage>32</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Абалакин А.А., Исаева Е.А., 2016</copyright-statement><copyright-year>2016</copyright-year><copyright-holder xml:lang="ru">Абалакин А.А., Исаева Е.А.</copyright-holder><copyright-holder xml:lang="en">Abalakin A.A., Isaeva E.A.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://statecon.rea.ru/jour/article/view/590">https://statecon.rea.ru/jour/article/view/590</self-uri><abstract><p>В статье излагаются теоретические основы построения кредитной политики в банке. Уделено внимание методологическим аспектам организации кредитного процесса, выделены основные этапы его проведения. Особый акцент сделан на построении системы кредитного мониторинга.</p></abstract><trans-abstract xml:lang="en"><p>The article sets out the theoretical basis for the development of the bank credit policy. Focus on methodological aspects of the lending process, highlights the main stages of the vote. Particular emphasis is placed on building the system of credit monitoring.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>кредитная по литика</kwd><kwd>кредитный мониторинг</kwd><kwd>кредитное досье</kwd><kwd>кредитная заявка</kwd><kwd>Кредитный комитет</kwd><kwd>credit policy</kwd><kwd>credit monitoring</kwd><kwd>credit history</kwd><kwd>credit application</kwd><kwd>Сredit Committee</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Абалакина Т.В., Абалакин А.А. Цели и приоритеты кредитной политики при формировании стратегии развития коммерческого банка// Интернет-журнал «Науковедение», №3, 2014</mixed-citation><mixed-citation xml:lang="en">Абалакина Т.В., Абалакин А.А. 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