<?xml version="1.0" encoding="UTF-8"?>
<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Publishing DTD v1.3 20210610//EN" "JATS-journalpublishing1-3.dtd">
<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">umovest</journal-id><journal-title-group><journal-title xml:lang="ru">Статистика и Экономика</journal-title><trans-title-group xml:lang="en"><trans-title>Statistics and Economics</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2500-3925</issn><publisher><publisher-name>Plekhanov Russian University of Economics</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.21686/2500-3925-2014-5-137-140</article-id><article-id custom-type="elpub" pub-id-type="custom">umovest-527</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>СТАТИСТИКА И МАТЕМАТИЧЕСКИЕ МЕТОДЫ В ЭКОНОМИКЕ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>STATISTICAL AND MATHEMATICAL METHODS  IN ECONOMICS</subject></subj-group></article-categories><title-group><article-title>РЕАЛЬНАЯ СТОИМОСТЬ ИПОТЕЧНОГО КРЕДИТОВАНИЯ И ПУТЬ К ЕЁ ДОСТУПНОСТИ</article-title><trans-title-group xml:lang="en"><trans-title>THERE AL COST OF MORTGAGE LENDING AND THE WAY TO ITS ACCESSIBILITY</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Корнилов</surname><given-names>Николай Игоревич</given-names></name><name name-style="western" xml:lang="en"><surname>Kornilov</surname><given-names>Nikolay I.</given-names></name></name-alternatives><email xlink:type="simple">Dark_messiyah@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Мхитарян</surname><given-names>Владимир Сергеевич</given-names></name><name name-style="western" xml:lang="en"><surname>Mkhitaryan</surname><given-names>Vladimir S.</given-names></name></name-alternatives><email xlink:type="simple">vmkhitarian@mesi.ru</email><xref ref-type="aff" rid="aff-2"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>ОСЖ «Россия»</institution><country>Россия</country></aff><aff xml:lang="en"><institution>ROSSIA Insurance Company</institution><country>Russian Federation</country></aff></aff-alternatives><aff-alternatives id="aff-2"><aff xml:lang="ru"><institution>МЭСИ</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Moscow State University of Economics, Statisticsand Informatics</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2014</year></pub-date><pub-date pub-type="epub"><day>09</day><month>08</month><year>2016</year></pub-date><volume>0</volume><issue>5</issue><fpage>137</fpage><lpage>140</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Корнилов Н.И., Мхитарян В.С., 2016</copyright-statement><copyright-year>2016</copyright-year><copyright-holder xml:lang="ru">Корнилов Н.И., Мхитарян В.С.</copyright-holder><copyright-holder xml:lang="en">Kornilov N.I., Mkhitaryan V.S.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://statecon.rea.ru/jour/article/view/527">https://statecon.rea.ru/jour/article/view/527</self-uri><abstract><p>Встатьерассматриваетсядоступность ипотечного кредитования для населения, оценивается номинальная и реальная стоимость ипотечного кредита. Описывается существующая картина и предлагается путь к её улучшению.</p></abstract><trans-abstract xml:lang="en"><p>The article considers the availabilityof mortgage loans to the population,estimated nominal and real value of the mortgage. Describes the current patternand proposes a way to improve it.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>ипотека</kwd><kwd>кредито вание</kwd><kwd>стоимость ипотечного креди та</kwd><kwd>доступность ипотечного креди тования</kwd><kwd>рынок ипотечных кредитов</kwd><kwd>mortgage</kwd><kwd>crediting</kwd><kwd>cost ofa mortgage loan</kwd><kwd>availability of mortgagelending</kwd><kwd>market of mortgage loans</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Разумова И.А. Ипотечное кредитование. СПб, Питер, 2005, - 208 с</mixed-citation><mixed-citation xml:lang="en">Разумова И.А. Ипотечное кредитование. СПб, Питер, 2005, - 208 с</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">Асаул А.Н. Экономика недвижимости. 3-е изд., исправл. - СПб.: АНО «ИПЭВ», 2009. - 304 с</mixed-citation><mixed-citation xml:lang="en">Асаул А.Н. Экономика недвижимости. 3-е изд., исправл. - СПб.: АНО «ИПЭВ», 2009. - 304 с</mixed-citation></citation-alternatives></ref><ref id="cit3"><label>3</label><citation-alternatives><mixed-citation xml:lang="ru">Цыпина Ю.С. Статистическое исследование ипотечного жилищного кредитования. - Диссертация, к.э.н., Оренбург, 2013 г</mixed-citation><mixed-citation xml:lang="en">Цыпина Ю.С. Статистическое исследование ипотечного жилищного кредитования. - Диссертация, к.э.н., Оренбург, 2013 г</mixed-citation></citation-alternatives></ref><ref id="cit4"><label>4</label><citation-alternatives><mixed-citation xml:lang="ru">Razumova I.A. Mortgage credit lending S-Pb, «Piter», 2005, - 208 p</mixed-citation><mixed-citation xml:lang="en">Razumova I.A. Mortgage credit lending S-Pb, «Piter», 2005, - 208 p</mixed-citation></citation-alternatives></ref><ref id="cit5"><label>5</label><citation-alternatives><mixed-citation xml:lang="ru">Asaul A.N. Real Estate Economics. 3-th edition, - S-Pb.: АНО «ИПЭВ», 2009. - 304 p</mixed-citation><mixed-citation xml:lang="en">Asaul A.N. Real Estate Economics. 3-th edition, - S-Pb.: АНО «ИПЭВ», 2009. - 304 p</mixed-citation></citation-alternatives></ref><ref id="cit6"><label>6</label><citation-alternatives><mixed-citation xml:lang="ru">Tsypina J.S. Statistical study of mortgage lending. - PhD dissertation (Economics) Orenburg, 2013 year</mixed-citation><mixed-citation xml:lang="en">Tsypina J.S. Statistical study of mortgage lending. - PhD dissertation (Economics) Orenburg, 2013 year</mixed-citation></citation-alternatives></ref></ref-list><fn-group><fn fn-type="conflict"><p>The authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
